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Personal Banking > Property Financing > Buy Properties
Prime Mortgage  

Offers repayment flexibility where you can deposit any amount, anytime. Excess repayments will be used to offset the principal loan amount for interest calculation.

Enjoy an overdraft facility when the outstanding limit reduced to 50% of the original approved limit

Enjoy a re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate

 

Features and Benefits:

Financing all types of completed or under construction residential property.

Margin of Financing (MOF) up to 90% + 5%

GMTA can be financed

Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier

Prime Mortgage offers flexibility of repayment.

You may deposit any amount at anytime

Withdrawal of excess payment made is allowed with no extra charges.

No commitment fees will be charged for Prime Mortgage

Cheque book is provided

Earn 0.1 Bonus Point for every RM1 financing. Please click here for more information on CIMB Prime Plan.

Statement – Monthly

Prevailing Interest Rate and Default Clause. Please click here for more information


Eligibility:

Individuals aged 18 years and above.

Malaysian or permanent resident.
CIMB Prime Plan customers only.
Note: For joint loan account, CIMB Prime Plan customer must be the joint primary.

Requirements:

Salaried Applicant:

NRIC photocopy.
Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).

Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

NRIC photocopy.

Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).
Sales & Purchase Agreement / Booking receipt from developer.
Business registration A&D.
Last 3 months bank statement.


Products/Items
Charges
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
All Housing and Business Premises Loans
5 GMTA - CIMB Aviva Insurance Variable charges - one time payment
6 Home Loan To foreigners Subject to selected package
7 2nd charge to Government Home Loan NA
8 BizLoan NA
9 BizFlexi RM200 set up fees and monthly service charge of RM10
10 BizXtra NA
11 Flexi Vacant Land Financing Monthly service charge of RM10
12 Request for Issuance of Redemption Statement RM50 per request
     



 
For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
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More Info
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Property Buyer Guide
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