Welcome to CIMB

“Low Initial” allow you to enjoy low repayment during the 1st 3 years by servicing interest only. Full instalment will starts only in Year 4. This allow you to pay less at the beginning of the financing tenure.

Features and Benefits:
	For completed landed residential property only.
	Minimum loan amount is RM15,000.
	Margin of financing (MOF) up to 90% + 5%.
	Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier.
	No processing fees.

Terms & Conditions Apply

Eligibility:
	Individuals aged 18 years and above.
	Malaysian or permanent resident.

Requirements:

Salaried Applicant:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.
	Business registration A&D
	Last 3 months bank statement

Products/Items

Charges

Processing Fee - Property Finance / Refinance

1

HomeLoan

NA

2

HomeFlexi / Prime Mortgage

RM200 set up fees and monthly service charge of RM10

3

HomeXtra

Subject to selected package

4

Malaysia My Second Home Programme (MM2H)

Subject to selected package

All Housing and Business Premises Loans

5

GMTA - CIMB Aviva Insurance

Variable charges - one time payment

6

Home Loan To foreigners

Subject to selected package

7

2nd charge to Government Home Loan

NA

8

BizLoan

NA

9

BizFlexi

RM200 set up fees and monthly service charge of RM10

10

BizXtra

NA

11

Flexi Vacant Land Financing

Monthly service charge of RM10

12

Request for Issuance of Redemption Statement

RM50 per request

Property Financing

Personal Financing