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| Why This Product? |
| | A package that makes refinancing easier with minimum documents needed. | | | It gives you an additional 10% from your original limit or your outstanding amount. |
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A package that allows existing CIMB Bank or CIMB Islamic home financing customers to apply for a higher financing amount in view of a property that has appreciated in value. |
A package that allows existing CIMB Bank or CIMB Islamic business premises financing customers who wish to apply for higher loan amount based on their pledged property which has appreciated in value. |
| | Offers flexibility in repayments where you can deposit any amount, anytime | | | Excess repayments will be used to offset the principal loan amount for interest calculation | | | Combine loan account with current account to facilitate withdrawal of excess cash | | | Cheque book provided | | | Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate | | | Earn 0.1 Bonus Point for every RM1 financing | | | Preferential rates | | | Exclusively for CIMB Prime Plan customers only. Please click here for more information on CIMB Prime Plan. |
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| Type of Property |
All types of completed residential, commercial, landed or non-landed properties |
All types of residential properties |
All types of completed business premises |
All types of residential property |
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| Margin of Financing |
Up to 95% |
Up to 95% |
Up to 90% |
Up to 95% |
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Low Initial Package (Pay Interest only during first 3 years) |
Yes |
No |
No |
No |
No |
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Pay Half Package (50% during tenure remaining at the end) |
Yes |
No |
No |
No |
No |
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| Eligibility |
Non-CIMB customer |
Existing CIMB customer |
Existing CIMB customers |
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| Zero Moving Cost |
No |
No |
No |
No |
No |
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Investment Package (No lock-in period) |
Yes |
No |
No |
No |
No |
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Free Up Equity (Get additional cash) |
No |
No |
No |
No |
No |
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