Welcome to CIMB

For senior citizens to enjoy the golden years here's a savings account that offers higher interest rates than the normal savings accounts.

Features and Benefits:
	Earn daily interest on your account's full balance.
	Passbook will be issued with or without ATM card.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:
	Individuals aged 50 years and above who are either residents or non-residents.
	Joint account is allowed provided one of the individuals is aged 50 years and above.

Requirements:
	Minimum initial deposit for statement savings account - RM250 or passbook savings account - RM500.
	NRIC or passport.
	A copy of utility bill for verification of address.

Senior Savings

Balance

Rates (% p.a)

Up to RM1,000

0.10

Up to RM5,000

0.20

Up to RM25,000

0.20

Up to RM50,000

0.70

Up to RM100,000

1.00

Above RM100,000

1.50

Products/Items

Charges

1

Replacement of Lost / Spoilt Passbook

RM20 (Inclusive of Stamp Duty on Letter of Indemnity)

2

Interbranch Online Transactions

Transfer
Cash Deposit
Cheque Deposit
Cash Withdrawal

No commission

3

Transfer of Funds Within Same Branch by Instruction

RM5 per transaction

4

Transfer of Funds To Another Branch by Instruction

RM5 per transaction

5

Closing of Savings Accounts (within 6 months of its opening)

RM10

6

Closing of Savings Accounts (after 6 months of its opening)

No charge

7

Account Certification for EPF Withdrawal

RM20 per certificate

8

Letter of Reference (for visa application, education placement, etc)

RM30 per letter

9

Dormant Account Activities Fee

No charge

10

Reproduction of Statements of Savings Account for period up to 1 year

RM10 (upfront)
RM2 (additional page)

11

Reproduction of Statements of Savings Account for period exceeding 1 year

RM30 (upfront)
RM2 (additional page)

12

Service charge (applicable for Prime Savings Account)

RM2 per transaction for 2nd withdrawal & above per month

13

ATM card annual fee

RM8 (except for Children Savings Account)

Property Financing

Personal Financing