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Personal Banking
Interest Rates
Foreign Exchange Counter Rates
Foreign Currency Fixed Deposit
Current Accounts
Saving Accounts
Fixed Deposit
Personal Financing
New Car Financing Rates
Used Car Financing Rates
Gold Investment Account
 
Fees & Charges
Daily Banking
 
CIMB Trader Deposit
Gold Investment Account
Money Transfer to Indonesia and Philippines
ATM
Current Accounts
Saving Accounts
Clicks Trader
Fixed Deposit
Foreign Currency Account
Remittance
Other Services
Financing
 
Capped Rate Loan
Hire Purchase
Overseas Property Financing
Cash Plus Personal Loan
ASB Financing
Property Financing
Credit Line
Credit Cards
 
Credit Cards


Current Accounts
Types of Charges
Charge
1 Half- yearly service charge
(Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).
RM10 for accounts with average credit balance of less than RM1,000
2 Interest chargedĀ on debit balance Minimum of RM5 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Processing fees on cheques RM0.50 per transaction (effective 2 January 2015)
5 Stamp duty for third party mandate RM10
6 Service charge for third party mandate RM10
7 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
8 Cheque Books not collected after 30 days RM30 per cheque book
9 Current Account Statement - Free on a monthly basis
- RM20 per month for daily request
- RM10 per month for weekly request
- RM5 per month for fortnightly request
10 Additional / Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
11 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
12 Cheque Return Charges - Insufficient Funds RM100 per cheque
13 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
14 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
15 Cheque Return Charges - Technical Reasons No charge
16 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
17 Commission of Outstation Cheques Purchased No commission
18 Money/Postal Order Deposits No commission
19 Interbranch Online Transactions (IBOT) No charge
20 Online Interbank GIRO (IBG) RM0.10 per transaction
21 Transfer of funds within same branch by way of letter instruction RM5 per transaction
22 Transfer of funds to another branch by way of letter instruction RM5 per transaction
23 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
24 Transfer of Funds to another Bank by Instruction - By RENTAS Service charge of RM4 per transfer and cable charges of RM2 or RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
25 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5 per transfer of funds within the same clearing zone through BNM and cable charges of RM3 or RM6 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
26 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
27 Closing of Current Account (after 3 months of its opening) RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
28 Third Party Cheque Encashment RM2 per cheque
29 Letter of Reference RM30 per letter
30 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20 per certificate/confirmation/statement
31 Referral of Cheques RM50 per cheque
32 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
33 Change of Signatories / Conditions RM10 per account per occasion
34 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5 per envelope
35 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
36 Dishonoured cheque account appeals RM50 per account
37 ATM card annual fee RM8
38 Debit card annual fee RM15
     

Fees and Charges Applicable to Specific Current Accounts (Individual)
Types of Charges
Charge
1

Basic Current Account 1 (BCA1)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Interbank Giro
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Interbank Giro transactions above threshold
 
No charge

Free
Free
RM0.50 for the first 2 transactions per month

RM0.50 per transaction
RM5 per visit
RM2 per transaction. Online IBG at RM0.10 per transaction
2

Other BCA1 and BCA2 Charges
- Stamp duty on cheques
- New ATM card
- Replacement of lost/ stolen/ mishandled ATM card
- Closing of Current Account (within 3 months of its opening)

- Closing of Current Account (after 3 months of its opening)

- Dormant account
- Withdrawals at ATM owned by other banks

- Statements


- RM0.15 per cheque leaf
- No charge
- RM12
- RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10
- RM1.00 per transaction within MEPS/HOUSe. RM8 to RM12 per transaction at banks without sharing of same ATM network
- Free on a monthly basis

3

Basic Current Account 2 (BCA2)
Annual Fee

  1. ATM & Over-the-Counter (OTC) transactions
  2. Interbank Giro
 
RM8
 
 
Free
RM0.50 for the first 2 transaction per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
4 Flagship Current Account
• Monthly Maintenance Fee

RM5 per month if average daily credit balance falls below RM25,000.
5 Prime Current Account
• Monthly Maintenance Fee

RM5 levied if average monthly balance falls below RM1,000. (Waived for Prime Banking customers)
6 Money Multiplier Current Account
• Service charges

3 Free withdrawals a month. Subsequent withdrawals will be charged RM5 per transaction.
     

Credit of Salaries
Types of Charges
Charge
Manual
1 Where Employees do not maintain accounts with CIMB Bank RM5 per Drawing Voucher/ Banker's Cheque + RM0.15 stamp duty on Banker's Cheque
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM3 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM3 per item
By Diskette /Tape /Cartridge
4 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
5 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.50 per item
6 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.50 per item
By CIMB Biz-Channel
7 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
8 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.00 per item
9 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.00 per item
     

Fees and Charges Applicable to Current Account for Non-Individuals
Types of Charges
Charge
1 Search Fees for Account Opening RM15
2 Audit Confirmation account with facility RM100 per account per year
3 Audit Confirmation account without facility RM50 per account per year
4 Account Status Confirmation RM20 per confirmation
5 Creation of Facility Excess Authorisation (FEA) RM150 per occasion
6 Review of Overdraft Facilities RM200 per review
     
 
 
 
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